INTRODUCTION PROMOTING CLIMATE RESILIENCE CLOSING THE PROTECTION GAP INDUCING POSITIVE SOCIETAL CHANGE GOVERNANCE APPENDIX Our sustainability strategy focuses on three core areas where we apply our business strengths to make a meaningful impact on society — promoting climate resilience, closing the protection gap and inducing positive societal change. We drive these areas forward through our key focus areas: risk expertise, underwriting approach, investment practices, operations and partnerships. We understand the need to mitigate against climate change and help build resilience to its impacts, and we will continue to take actions to advance our sustainability strategy. In this report, we present our sustainability strategy and provide an overview of our progress and priorities from January 1, 2022, to March 31, 2023. Where applicable, we also include information beyond this period to give a broader context for our sustainability efforts. Table of Contents Section 1 Section 2 Section 4 Section 6 Introduction Promoting Climate Resilience Inducing Positive Societal Appendix 3 A Message From Our CEO 11 RenaissanceRe Risk Sciences Change 51 Carbon Footprint 4 Sustainability Highlights 14 Climate Transition 34 Diversity, Equity and 53 Independent Assurance 6 Sustainability Strategy Underwriting Inclusion (DEI) 55 Framework Alignment 8 Underwriting and Investments 19 Responsible Investing 40 Talent and Development 63 Acronyms 9 Our United Nations 22 Managing Our Environmental 43 Corporate Social Commitments Footprint Responsibility (CSR) Section 3 Section 5 Closing the Protection Gap Governance 27 Partnerships 46 Our Governance 30 The Humanitarian Sector 32 Risk Mitigation Leadership Forum Series All statements made in this report pertain to RenaissanceRe Holdings Ltd. The sustainability data and information presented in the report are intended to adhere to internationally recognized voluntary standards, including Sustainability Accounting Standards Board (SASB) and Task Force on Climate-Related Financial Disclosures (TCFD), with reference to the Global Reporting Initiative (GRI) — as detailed in the appendix. 1