INTRODUCTION PROMOTING CLIMATE RESILIENCE CLOSING THE PROTECTION GAP INDUCING POSITIVE SOCIETAL CHANGE GOVERNANCE APPENDIX Leveraging Our Expertise in Investments We strive to further enhance our understanding of how different sustainability factors impact various asset classes and sectors, while also developing our understanding of climate risk in our investment portfolio. We are also analyzing the performance, liquidity and real-world outcomes of existing and potential future investments in: • Renewable energy, forestry and infrastructure sectors. • Impact, transition, green, sustainable and sustainability-linked bonds aligned with recognized standards like the Sustainability Bond principles by the International Capital Markets Association (ICMA), European Securities and Markets Authority (ESMA) and the Climate Bond Initiative. • Other impact products, such as public and private equity, that may accelerate the global transition. ESG Training Ensuring that our investment personnel have the knowledge and understanding to effectively consider ESG factors is an important part of our decision-making process. We provide relevant employees with specific training, guidance and access to ESG-specialist resources facilitated by external experts. In 2022, our investment personnel completed ESG-focused training, in addition to ongoing investment training, to help them to engage in meaningful discussions with internal stakeholders, third-party asset managers and broader market stakeholders. 21