INTRODUCTION PROMOTING CLIMATE RESILIENCE CLOSING THE PROTECTION GAP INDUCING POSITIVE SOCIETAL CHANGE GOVERNANCE APPENDIX GRI Standard and Disclosure Location 2-24 Embedding policy commitments Our Governance Documents, page 48 Code of Ethics and Conduct Code of Vendor Conduct Modern Slavery Statement Human and Labor Rights Policy Occupational Health and Safety Policy Environmental Policy Responsible Investment Policy 2-25 Processes to remediate negative impacts Carbon Finance, page 24 2-26 Mechanisms for seeking advice and raising concerns 2023 Proxy Statement: Communicating with the Board, page 30 Whistleblowing Policy, page 48 Code of Ethics and Conduct Code of Vendor Conduct 2-28 Membership associations Underwriting and Investments, page 8; Closing the Protection Gap, pages 26–32 2-29 Approach to stakeholder engagement 2023 Proxy Statement: Shareholder Engagement, page 29 Our Focus Areas, page 7 GRI 3: Material Topics 2021 3-1 Process to determine material topics Sustainability Strategy, pages 6–7; Our United Nations Commitments, page 9 3-2 List of material topics Sustainability Strategy, pages 6–7 3-3 Management of material topics 2022 Form 10-K: Human Capital Resources, pages 18–19 Our United Nations Commitments, page 9; Climate Transition Underwriting, pages 14–18; Managing Our Environmental Footprint, pages 22–25; Closing the Protection Gap, pages 26–32; Inducing Positive Societal Change, pages 33–44; Governance, pages 45–50 Code of Ethics and Conduct Code of Vendor Conduct Modern Slavery Statement Human and Labor Rights Policy Occupational Health and Safety Policy Environmental Policy Responsible Investment Policy 2023 ClimateWise Report 59